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Hello,
I'm Andy Ramirez
IGNITE Loan Officer

NMLS#: 2798278

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Andy is an Arizona native recognized for his reputation for excellence and unwavering client-first mentality. Shaped by the relentless work ethic of his hardworking parents, Dre approaches every opportunity with discipline, focus, and a deep commitment to service. Throughout his career, he has consistently exceeded expectations by combining attention to detail with an authentic dedication to the people he serves. He gives every client his full effort, ensuring they feel informed, confident, and supported as they navigate some of life’s most significant financial decisions.

Dre holds a profound respect for the nation’s service members. As the grandson of a Vietnam veteran, some of his most cherished childhood memories are of listening to his grandfather’s stories. Those experiences instilled in him a lasting appreciation for the sacrifices made by military families and inspired his specialization in VA lending. He takes immense pride in serving veterans with integrity and care, helping them achieve the dream of homeownership while honoring their service.

Outside of his professional life, Dre is a devoted husband who enjoys traveling with his wife and creating meaningful experiences together. An avid outdoorsman and action sports enthusiast, he finds balance and inspiration in the rugged beauty of the outdoors. Whether skateboarding through the city or carving through fresh snow on a snowboard, Dre brings the same high-energy passion and drive to his personal pursuits as he does to his career.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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