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Hello, I'm
Frank Rayes
Executive Loan Officer

NMLS#: 1127588

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Frank Rayes is an experienced Mortgage Loan Officer who has been helping homebuyers and homeowners achieve their goals since 2013. He specializes in VA loans for military service members and veterans, as well as home equity solutions designed to create financial flexibility and long-term stability. Known for his problem-solving mindset and commitment to honest lending, Frank guides every client with clarity, transparency, and genuine care from application to closing.

Frank earned his Bachelor’s Degree in Political Science from Wayne State University, where he developed a strong foundation in communication, strategy, and client advocacy-skills that continue to define his approach today. He believes every borrower deserves a personalized loan strategy that supports their long-term financial goals, not a one-size-fits-all solution.

Outside of work, Frank is passionate about personal growth and fitness, finding motivation in the discipline and balance they bring to life. He also enjoys traveling to experience new cultures and perspectives-energy he channels into his professional life as he helps clients build financial freedom through homeownership.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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