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Hello,
I'm Giovanni Fernandez
Executive Loan Officer

NMLS# 1063506

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Giovanni Fernandez is a high-performing financial services professional known for his exceptional sales acumen and dedication to client retention at Independence Home Loans. With a consultative approach to sales, Giovanni consistently meets or exceeds sales targets by delivering mortgage solutions tailored to each client’s needs. His commitment to building lasting relationships and achieving high-quality results has earned him recognition as a top performer. Giovanni’s expertise in strategic selling techniques enables him to drive revenue, foster trust, and ensure customer satisfaction.

Beyond his professional life, Giovanni prioritizes health and personal fulfillment through exercise and cooking, which keep him energized and focused. He enjoys spending quality time with his family and his three dogs, whose companionship brings joy to his days. This blend of personal passion and professional drive allows Giovanni to stay adaptable, balanced, and ready to exceed expectations in all areas of his life.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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