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Hello,
I'm Heather Koster
Appraisal Desk Specialist
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Hello, welcome to my page.

Heather brings over a decade of experience from the insurance industry to Independence Home Loans. With a diverse background in various roles, she leverages this experience from previous positions to excel in the mortgage industry.

Heather is a dedicated team member who values collaboration and takes pride in delivering high-quality work. She is known for her loyalty and authenticity, consistently contributing positively to team dynamics.

Based in Michigan, she balances her career with prioritizing quality time with family. As a proud parent of a high school freshman who is actively involved in travel baseball, Heather enjoys a range of outdoor activities including camping, hiking, fishing, and water skiing. Heather is also passionate about playing various sports and watching baseball. As a loving pet owner, Heather has both a goldendoodle named Chandler and a tabby cat named Nitro.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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