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I'm James Lott
Executive Loan Officer

NMLS#: 1792571

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James Lott
Hello, welcome to my page.

James, a Ventura, CA native, initiated his professional journey post-graduation from Regis University in Denver, CO. Transitioning from Consumer Product Goods to finance, he found his calling with the nation’s largest mortgage lender. Armed with a talent for numbers and interpersonal skills, James seamlessly merged the two, specializing in a wide array of home loan products.

Beyond his financial acumen, James brings an optimistic, glass half-full mindset to both life and work. Despite the complexities of mortgages, he excels in simplifying the process, empowering clients to make informed decisions. Over the past 6 years, he has devoted himself to teaching and guiding clients towards financial freedom.

Currently based in Scottsdale, Arizona, James balances his professional life by indulging in his passion for travel, exploring diverse cultures worldwide. Committed to a healthy lifestyle, he incorporates workouts into his routine and passionately cheers for the Suns and Cardinals at home games when not immersed in work. James embodies a dynamic blend of financial expertise, positivity, and a zest for life.

All-in-One Solution

Our Loan Process...


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


A few documents are needed to get a loan file through underwriting.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

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