Josh Cramer is a seasoned mortgage professional with over seven years of experience in direct lending, helping thousands of clients achieve their personal and financial goals. Known for his strategic planning and hands-on approach, Josh expertly navigates complex scenarios, offering solutions for purchases, refinances, investment properties, and equity options.

His dedication to transparency and personalized service has earned him a loyal client base of referrals and repeat business. With personal experience in rental investments and property management, Josh provides valuable insights on building long-term wealth through real estate.

Outside of work, Josh enjoys quality time with his wife and two daughters, boating, golfing, and hosting neighborhood gatherings.