Hello, welcome to my page.
Rick Rozendaal is a dedicated mortgage professional committed to helping clients navigate the home financing process with clarity, confidence, and ease. Known for his straightforward, transparent approach, Rick combines a strong analytical mindset with a genuine passion for serving people building trust through honest communication and consistent results.
Raised in Southern California, Rick now calls Houston, Texas home, where he lives with his wife. He brings discipline, focus, and a service-first mindset to every client relationship, for Rick. Success is not just closing loans – it is building long-term relationships with happy clients that keep coming back.
Rick believes in empowering clients through education. He takes the time to explain mortgage best practices, ensuring borrowers understand their options and feel confident making informed decisions about their financial future. His experience spans first-time home purchases, refinancing, cashout, second homes, investment properties, Helocs, second mortgages, and DSCR loan strategies.
As the son of a Vietnam Veteran and the brother and cousin of Navy and Marine veterans, Rick has a deep personal connection to serving those who have served. He specializes in VA home loans and is passionate about helping veterans fully understand and maximize the benefits they have earned.
Outside of work, Rick enjoys market analysis as an active swing trader and studying the markets, spending time on the golf course, snowboarding, wakeboarding, and making the most of time with his family – which he considers his greatest priority.
Rick offers a complimentary 15-minute consultation for those looking to explore their mortgage goals in a relaxed, no-pressure setting.

