Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. Get Your Quote Learn More PurchaseFixed Rate MortgageInterest Rate and payments remain the same for the entire term of the loan. FHA LoanAn FHA loan provides a government-insured loan with flexible loan options. VA LoanVA Loans offer flexible options as either fixed-rate or ARM mortgages. Jumbo LoanJumbo loans offer maximum flexibility for home financing for larger loans. First Time Home BuyerPopular loan programs for first time home buyers. Investment PropertyMortgage loan programs for vacation and investment properties. RefinanceRefinanceMortgage refinancing may lower your monthly payments. Cash-Out RefinanceAccess home equity for various purposes. VA Loan RefinanceThere are two main ways to refinance your VA loan. Get started today! Fill out the questionnaire on this page to start a discussion about your mortgage needs today! Step 1 of 20 5% What are your goals?We are committed to helping you reach them. Purchase or Refinance I want to purchase I want to refinance Where is the home located? City or Zip CodeCity or Zip Code* What type of home is it? Single Family Townhouse Condominium Multi-Family Where are you in the home buying process? Signed a purchase contract Found a home Looking to buy within one month Looking to buy in 1 to 3 months Looking to buy in more than 3 months How do you plan to use your new home? Primary Residence Vacation Property Investment Property Have you or your spouse served in the US military?Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home. Yes No What is your (or your spouse's) branch of military service? Army Marine Corps Navy Air Force Coast Guard National Guard Military Spouse Other VA Eligibility No Military Experience Are you actively working with a real estate agent? Yes No Is this your first time purchasing a home? Yes No What is the approximate purchase price of the new property?(it's OK to estimate) What is the estimated value of your property?Use the slider to select the price range of homes you're interested in (it's OK to estimate) How much do you have for a down payment?(it's OK to estimate)What is the balance of your first mortgage?(It's OK to estimate) What is the interest rate of your first mortgage?(It's OK to estimate) Do you have a second mortgage? Yes No How much additional cash do you wish to borrow?(It's OK to estimate or if no cash-out leave at $0) What is your current employment status? Employed Self-Employed/1099 Independent Contractor Retired What is your household gross (before taxes) annual income? Less than $30,000 $30,000 - $50,000 $50,000 - $75,000 $75,000 - $100,000 Greater than $100,000 What is your credit score? Excellent 740+ Good 700-739 Average 660-699 Fair 600-659 Poor < 600 Have you had a bankruptcy or foreclosure in the past 3 years? Yes No What is your first name?* What is your last name?* What is your email address?* What is your phone number?*Consent* I agree to the communucation policy.I agree to receive Calls & SMS Text Messages, and email communications from Independence Home Loans LLC about my loan inquiry on the phone numbers and email addresses provided. I understand some messages may be promotional in nature and consent to receive promotional messages. Such consent is not extended to third parties. I confirm I am the owner of the mobile number provided and have the authority to provide this consent. I acknowledge that checking this Box constitutes my electronic signature and shall be deemed my express consent to receive such messages until expressly revoked by me. I understand I am not required to agree to this as a condition of obtaining a loan or services from Independence Home Loans LLC. For all SMS Text Communications Reply STOP to cancel. Message & Data Rates May Apply.