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Hello,
I'm Luis Ruiz
Executive Loan Officer

NMLS#: 1997893

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Hello, welcome to my page.

Luis Ruiz is an Executive Loan Officer with more than six years of experience in the mortgage industry. He specializes in a wide range of financing options, including purchase and refinance loans, VA, FHA, and conventional financing. Luis also enjoys helping first-time homebuyers navigate the lending process and take confident steps toward homeownership.

With a focus on personalized solutions, clear communication, and exceptional service, Luis is committed to making the mortgage experience as smooth and straightforward as possible. He takes the time to understand each client’s unique goals and works to find financing solutions that fit their needs.

Outside of work, Luis is a proud husband and father of four. His family of six, along with their two dogs, keeps life busy and fulfilling. Family is a major source of motivation for Luis and a driving force behind his commitment to helping others achieve their goals.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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