Terms and Conditions of Use
THANK YOU FOR VISITING OUR SITE, www.independencehl.com. In these Terms and Conditions, the use of “we”, or “our” refers to Independence Home Loans LLC.
PLEASE CAREFULLY READ THE ENTIRE TERMS & CONDITIONS BEFORE YOU USE ANY PART OF THIS WEBSITE. IF YOU DO NOT AGREE TO ALL THESE TERMS & CONDITIONS, YOU MAY NOT USE THIS WEBSITE OR ANY OF ITS FEATURES OR SERVICES. YOUR ACCESSING AND USE OF THE INDEPENDENCE HOME LOANS WEBSITE (WWW.INDEPENDENCEHL.COM, YOU THE “SITE”) CONSTITUTES YOUR ACCEPTANCE OF, AND AGREEMENT TO, THE FOLLOWING TERMS AND CONDITIONS OF USE.
YOU MUST BE A U.S. RESIDENT AND BE AT LEAST 18 YEARS OLD TO USE THIS WEBSITE OR ANY OF ITS FEATURES OR SERVICES. YOUR USE OF THE SITE CONSTITUTES YOUR REPRESENTATION AND WARRANTY THAT YOU ARE ABOVE THE AGE OF 18.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
YOUR USE OF THE SITE IS AT YOUR SOLE RISK. THE SITE IS PROVIDED BY IHL ON AN “AS IS” BASIS AND ONLY “AS AVAILABLE” TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. IHL DISCLAIMS ALL WARRANTIES WITH REGARD TO THE INFORMATION PROVIDED, INCLUDING THE IMPLIED WARRANTY OF MERCHANTABILITY, IMPLIED WARRANTY OF FITNESS FOR A PARTICULAR PURPOSE, AND IMPLIED WARRANTY OF NON-INFRINGEMENT.
BEFORE YOU ACT ON ANY INFORMATION YOU’VE FOUND ON THIS SITE, YOU SHOULD INDEPENDENTLY CONFIRM ANY FACTS THAT ARE IMPORTANT TO YOUR DECISION.
SMS Terms – Independence Home Loans Text Messaging
SMS Terms & Conditions
- Program: Independence Home Loans Text Messaging. By opting in, you agree to receive both transactional (non-marketing) messages about your inquiry, loan application, account and appointments (including a follow-up if we miss your call), and occasional marketing messages such as rate updates and promotions, from Independence Home Loans LLC.
- Message frequency varies. Message and data rates may apply.
- Opt out: Text STOP to cancel at any time. You will receive one confirmation message and no further messages.
- Help: Text HELP for help, or contact us at (480) 805-5574 or info@independencehl.com.
- Carriers are not liable for any delayed or undelivered messages.
- Consent to receive text messages is not a condition of purchase.
- For details on how we handle your information, see our Privacy Policy.
FURTHER TERMS AND CONDITIONS
WE MAKE NO REPRESENTATION THAT MATERIALS OR SERVICES ON THIS SITE ARE APPROPRIATE OR AVAILABLE FOR USE IN LOCATIONS OUTSIDE THE UNITED STATES, AND ACCESSING THEM FROM TERRITORIES WHERE THEIR CONTENTS ARE ILLEGAL IS PROHIBITED
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES; THEREFORE, SOME OF THE ABOVE-REFERENCED EXCLUSIONS OF WARRANTIES MAY NOT APPLY TO YOU.
This Site and all its content are the property of Independence Home Loans LLC (“IHL” or “We”). All rights in this Site and that content, including, but not limited to rights to copyright, trademark, patent or other forms of intellectual property are reserved worldwide.
However, we respect the intellectual property of others and we ask those who use or access our Site to do the same. If you believe that your work has been copied and is accessible on the Website in a way that constitutes copyright infringement, you may notify us by providing our copyright agent the following information:
A description of the copyrighted work that you claim has been infringed;
Identification of the URL or other specific location on the Website where the material you claim is infringing is located;
Your name, address, telephone number, email address, and statement that you are an authorized person to act on behalf of the owner of the copyright;
A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
An affidavit submitted by you, sworn to and made under the penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or are an authorized agent to act on behalf of the copyright owner.
Pursuant to Section 512(c) of the Copyright Revision Act, as amended by the Digital Millennium Copyright Act, IHL designates the following individual as its agent for receipt of notifications of claimed copyright infringement:
By mail:
Independence Home Loans LLC
4343 N Scottsdale Rd
Scottsdale, AZ 85251
Attention of:
By email:
info@independencehl.com
You agree to use this Site in a responsible manner that is in full compliance with these Terms and Conditions and with your local laws and regulations. In making a loan inquiry, requesting a quote, submitting an application or in entering into any other transaction or request for information on this website, you agree to provide accurate, true, current, and complete information upon which IHL may rely.
BOTH IHL AND YOU WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING OUT OF, IN CONNECTION WITH, OR IN RELATION TO THE AGREEMENT CREATED BY YOUR USE OR ACCESSING THE SITE.
The United States government through the Bureau of Industry and Security and its use of the Export Administration Regulations, has implemented export control laws that regulate and limit the export and re-export of technology originating from within the United States. This technology includes the electronic transmission of information or software. The export control laws regulate and, in some instances, preclude the exporting or re-exporting of this technology to foreign countries and to certain foreign nationals. By your use of this Site, you agree to abide by these laws and regulations, including but not limited to, the Export Administration Act, U.S. Foreign Corrupt Practices Act and the Arms Export Control Act and not to transfer, by electronic transmission or otherwise, any Content derived from the website to either a foreign national or foreign destination in violation of such laws.
Your agreement to these Terms and Conditions will be governed by and construed in accordance with the laws of the United States of America, without regard to any principles of conflicts of law. You agree that any action at law or in equity that arises out of or relates to this Site or these Terms & Conditions will be filed only in the state or federal courts located in Maricopa County, Arizona and, and you hereby consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.
The terms and provisions of our Privacy Policy are expressly incorporated in these Terms and Conditions of Use.
We reserve the right to modify or terminate the IHL Website for any reason, and without notice or your consent, and without liability to you or any third party. We also reserve the right to modify these Terms and Conditions of Use and our Privacy Policy from time to time without notice or your consent. You are responsible for regularly reviewing these Terms and Conditions and that Privacy Policy so that you will be apprised of any changes.
Pursuant to 47 U.S.C. Section 230(d) as amended, we hereby notify you that parental control protections (such as computer hardware, software, or filtering services) are commercially available that may assist you in limiting access to material that is harmful to minors. Information identifying providers of such protections are available to you online.
Disclaimer
The information and articles found on Independence Home Loans website are provided for general informational purposes. Such materials are not intended, and should not be taken, as legal or financial advice.
