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I'm Neil Hermann
Senior Lock Desk Analyst
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Neil Hermann
Hello, welcome to my page.

Neil Hermann, a proud Phoenician, boasts over four years of specialized experience in the mortgage industry. As a seasoned Senior Lock Desk Analyst at Independence Home Loans, Neil consistently delivers top-notch performance, striving for excellence in every endeavor.

Formerly with JFQ Lending, Neil played a pivotal role in managing around 3000 locks monthly, contributing significantly to operational efficiency and client satisfaction. Recognized for his dedication, Neil ascended to the position of team lead of the Lock Desk, honing his skills further.

Beyond his professional commitments, Neil indulges in outdoor adventures, finding solace amidst the woods of Northern Arizona. Additionally, he treasures moments spent on the golf course with loved ones, combining his passion for the game with cherished camaraderie.

All-in-One Solution

Our Loan Process...


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


A few documents are needed to get a loan file through underwriting.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

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